• Fair Market Value myth

Fair Market Value Myth

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Knowledge Is Power Investing in yourself and your knowledge base is one of the most valuable investments you can make.  So, familiarizing yourself with insurance terms, like fair market value, will yield a better understanding [...]

  • Surplus Lines Insurance

Surplus Lines Insurance

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What is Surplus Lines Insurance? Surplus Lines Insurance protects against a financial risk that is too high for a regular insurance company to take on.  It can be used by companies or purchased individually. Buying [...]

  • COINSURANCE WHAT IS IT

What Is Coinsurance?

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What is coinsurance (and why is it important)?  It seems the term is the insurance version of to, too, and two. Coinsurance is the same term, but it means […]

  • Vacant home insurance

Insuring Your Vacant Properties

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One of the recurring comments I hear from potential clients when discussing their insurance coverage for vacant properties is, "The agent didn't ask if it was vacant" or even more concerning, the agent told me "Vacancy is not a problem."